LiveLive-testedOfficial public-page backend

Economy / Retail currency exchange

NBG commercial-bank exchange-rate comparison

The National Bank's comparison service aggregates current buy and sell offers reported by 13 commercial banks. It distinguishes branch, internet-bank, and mobile-bank channels and can return different offers for natural-person/business context, transaction direction, currency, amount, selected banks, and payment time. Unlike the separate official daily reference rate, these values are presented as online, continuously updateable bank offers.

Provenance and access

How the data is reached

Public JSON endpoints behind NBG's currency-rates page. No authentication was required during testing. The exchange query accepts currency ID, amount, datetime, optional bank IDs, user type, operation type, and exchange channel filters.

Reuse status

Publicly displayed official comparison data; a separate data-reuse license was not found. NBG requires users to verify rates and terms directly with the selected bank before a transaction.

Current commercial-bank comparison page

https://nbg.gov.ge/en/currency-rates ↗

Method: Browser page with filters and export
Format: HTML backed by JSON
Authentication: None

Participating banks

https://tariffcompare.nbg.gov.ge/api/Subject/get-subjects ↗

Method: GET with v1/status parameters
Format: JSON array
Authentication: None

Currencies

https://tariffcompare.nbg.gov.ge/api/Currency/currencies ↗

Method: GET with v1 parameter
Format: JSON array
Authentication: None

Bank exchange offers

https://tariffcompare.nbg.gov.ge/api/Exchanges/get-exchanges ↗

Method: GET with currencyId, amount, datetime, and optional filter parameters
Format: Nested JSON array
Authentication: None

A minimal USD request using currencyId=5 returned offers for 13 banks. Incorrect/inactive currency IDs can return the same structure with null values.

NBG comparison rate

https://tariffcompare.nbg.gov.ge/api/Exchanges/nbg-exchanges ↗

Method: GET with v1 and codes parameters
Format: JSON array
Authentication: None

Field-level detail

What is actually returned

livereferencederivedhistoricalunknown

Bank subject

A participating commercial bank available as a comparison filter.

2 fields

Field / path	Type	Null?	Example	Meaning	Freshness
`id`	number	No	2	Internal bank/subject identifier used by filter requests.	reference
`name`	string	No	Credo Bank	Display name of the bank.	reference

Currency option

Currency metadata returned for filter construction.

6 fields

Field / path	Type	Null?	Example	Meaning	Freshness
`id`	number	No	5	Internal currency identifier used by exchange queries.	reference
`code`	string	No	USD	Currency alphabetic code.	reference
`name`	string	No	USD	Display name/code used by the comparison interface.	reference
`kCoeficient`	number	No	1	Quantity/scaling coefficient for the currency.Provider spelling is `kCoeficient`. Values such as 100 or 1000 occur for some currencies.	reference
`isActive`	boolean	No	true	Whether the currency is currently active in the service.	reference
`status`	string	No	Active	Text status of the currency option.Both Active and Inactive were observed.	reference

Bank offer

One bank and its offers grouped by service channel.

2 fields

Field / path	Type	Null?	Example	Meaning	Freshness
`name`	string	No	Credo Bank	Bank display name.	reference
`exchanges`	ExchangeChannel[]	No	3 channel records	Offers grouped by branch, internet bank, and mobile bank.	live

Exchange channel

One delivery/service channel within a bank offer.

2 fields

Field / path	Type	Null?	Example	Meaning	Freshness
`exchangeType`	enum-like string	No	InternetBank	Channel through which the exchange is offered.Observed values: Branch, InternetBank, MobileBank.	reference
`exchangeRates`	ExchangeRate[]	No	Buy and Sell records	Directional rates available in this channel.	live

Exchange rate

One directional buy or sell offer.

3 fields

Field / path	Type	Null?	Example	Meaning	Freshness
`operationType`	enum-like string	No	Buy	Whether the bank buys or sells the selected currency.Observed values: Buy and Sell.	reference
`value`	number	Yes	2.625	Reported GEL rate for the selected currency/channel/context.Null occurs when no applicable offer is returned.	live
`isSpecial`	boolean	No	false	Provider flag indicating a specially marked offer in the comparison response.The exact business rule for `true` was not documented in the inspected page code.	live

NBG comparison rate

NBG rate returned alongside the commercial-bank comparison.

4 fields

Field / path	Type	Null?	Example	Meaning	Freshness
`code`	string	No	USD	Currency code.	reference
`name`	string	No	US Dollar	Currency display name.	reference
`rate`	number	No	2.6301	Current NBG comparison/reference value.	live
`quantity`	number	No	1	Foreign-currency quantity to which the rate applies.	reference

Representative evidence

Sample records

Current USD offer fragment

Retrieved 2026-07-22 14:02 Asia/Tbilisi

JSON

[
  {
    "name": "Credo Bank",
    "exchanges": [
      {
        "exchangeType": "Branch",
        "exchangeRates": [
          {
            "operationType": "Buy",
            "value": 2.623,
            "isSpecial": false
          },
          {
            "operationType": "Sell",
            "value": 2.637,
            "isSpecial": false
          }
        ]
      },
      {
        "exchangeType": "InternetBank",
        "exchangeRates": [
          {
            "operationType": "Buy",
            "value": 2.625,
            "isSpecial": false
          },
          {
            "operationType": "Sell",
            "value": 2.635,
            "isSpecial": false
          }
        ]
      }
    ]
  }
]

The branch and internet-bank offers differed in the live response, demonstrating why channel is a meaningful field rather than presentation metadata.

Currency option

Retrieved 2026-07-22 14:02 Asia/Tbilisi

JSON

{
  "id": 5,
  "code": "USD",
  "name": "USD",
  "kCoeficient": 1,
  "isActive": true,
  "status": "Active"
}

Boundaries

Reliability, caveats, and privacy

What held up

All four tested JSON endpoints responded without authentication.
The official page states the commercial-bank information is updated online in real time.
The live USD response contained distinct values by bank and service channel.

What can go wrong

Rates and terms are supplied by banks and can change at any time; NBG tells users to verify before transacting.
Query semantics for userType, operationTypes, exchangeTypes, and `isSpecial` were inferred from the public page implementation and not found in public API documentation.
An incorrect or inactive currency ID can yield structurally valid records with null prices.
No machine-readable data license was located.

Cross-source possibilities

Ideas using this source

Everyday life

The Better Rate’s Commute

Is traveling for the numerically better exchange rate actually worthwhile?

Joined with 1 other source →Civic accountability

Before You Bid: Heritage Flag

What public questions should be checked before bidding on this lot?

Joined with 2 other sources →

Source trail

Primary pages and documentation

PrimaryNBG current commercial-bank currency rates ↗
https://nbg.gov.ge/en/currency-rates
PrimaryParticipating bank endpoint ↗
https://tariffcompare.nbg.gov.ge/api/Subject/get-subjects?v1=true&status=active
PrimaryCurrency endpoint ↗
https://tariffcompare.nbg.gov.ge/api/Currency/currencies?v1=true
PrimaryNBG exchange-comparison endpoint ↗
https://tariffcompare.nbg.gov.ge/api/Exchanges/nbg-exchanges?v1=true&codes=USD